German pensions started before April 2004: paid in advance
Pick a month: the tool shows the day on which the pension paid in advance arrives for that month, plus the dates for the whole year.
Pension for January 2027
Thu 31 December
Paid in advance: the money arrives on the last bank business day of the month before (s. 272a SGB VI).
| Last calendar day | Thu 31 December |
| Weekend or holiday | no weekend, no holiday |
| Where the date comes from | official list |
| Pension for | In your account | Weekday | Source |
|---|---|---|---|
| January | 31 December 2026 | Thursday | official list |
| February | 29 January 2027 | Friday | calculated from the statutory rule |
| March | 26 February 2027 | Friday | calculated from the statutory rule |
| April | 31 March 2027 | Wednesday | calculated from the statutory rule |
| May | 30 April 2027 | Friday | calculated from the statutory rule |
| June | 31 May 2027 | Monday | calculated from the statutory rule |
| July | 30 June 2027 | Wednesday | calculated from the statutory rule |
| August | 30 July 2027 | Friday | calculated from the statutory rule |
| September | 31 August 2027 | Tuesday | calculated from the statutory rule |
| October | 30 September 2027 | Thursday | calculated from the statutory rule |
| November | 29 October 2027 | Friday | calculated from the statutory rule |
| December | 30 November 2027 | Tuesday | calculated from the statutory rule |
Prepared by Radif Partners · Method · dates and statutes checked on 28 October 2026
German pensions that began before 1 April 2004 are still paid in advance. Section 272a of Social Code Book VI says they fall due at the start of the month and are paid on the last bank business day of the month before. The pension for January 2027 therefore arrives on 31 December 2026, the one for February 2027 on 29 January 2027. All later pensions have fallen under section 118 since 1 April 2004: payment at the end of the month the pension is for. On the bank statement both groups see their money on the same calendar day; only the month behind it differs. Under subsection 2, the old rhythm also continues when a new pension follows without a break, such as a standard old-age pension after a reduced earning capacity pension, or a widow's or widower's pension after the deceased partner's pension, provided that pension first began before April 2004. Your award notice tells you which rule applies to you.
Advance payment dates 2026 and 2027
| Pension for | Paid 2026 | Paid 2027 |
|---|---|---|
| January | Wednesday, 31 December 2025 | Thursday, 31 December 2026 |
| February | Friday, 30 January 2026 | Friday, 29 January 2027 |
| March | Friday, 27 February 2026 | Friday, 26 February 2027 |
| April | Tuesday, 31 March 2026 | Wednesday, 31 March 2027 |
| May | Thursday, 30 April 2026 | Friday, 30 April 2027 |
| June | Friday, 29 May 2026 | Monday, 31 May 2027 |
| July | Tuesday, 30 June 2026 | Wednesday, 30 June 2027 |
| August | Friday, 31 July 2026 | Friday, 30 July 2027 |
| September | Monday, 31 August 2026 | Tuesday, 31 August 2027 |
| October | Wednesday, 30 September 2026 | Thursday, 30 September 2027 |
| November | Friday, 30 October 2026 | Friday, 29 October 2027 |
| December | Monday, 30 November 2026 | Tuesday, 30 November 2027 |
The legal basis is section 272a SGB VI; the days match the pension insurance month-end dates, one month earlier.
Why there are two rhythms
Until March 2004 every pension was paid in advance, falling due at the start of the month. Since 1 April 2004, new pensions have been paid only at the end of the month under section 118 SGB VI. People already drawing a pension then kept the old rhythm. If you retire today, your first payment therefore arrives at the end of your first pension month (first pension payment).
New year and July
Two dates stand out for this group: the January pension arrives on New Year's Eve (pension December 2026), and the first higher pension after the 1 July adjustment already arrives at the end of June. Every other date is in the second column of pension 2026 and pension 2027.
Pension paid in advance, July 2027
Pension for July 2027
Wed 30 June
| Last calendar day | Wed 30 June |
| Weekend or holiday | no weekend, no holiday |
| Where the date comes from | calculated from the statutory rule |